• Features:

Gold Loan is the ultimate solution for your financial needs. You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family, agricultural needs etc.Your gold is absolutely safe with banks. Your Gold is kept in Vault Safe in Strong Rooms of Bank. Banks are giving you the guaranteed assurance of complete transparency and peace of mind. You Gold is valued in your presence, sealed and kept in Vault Safe. Whenever you wish to get your Gold back it will be given back to you in exactly the same state as you submitted in the first place.

  • Eligibility:
    • Age: Min age at the time of loan is 18 and Repayments have to be completed before the age of 60 or 65.
    • Any person who is having his KYC and Gold as per banks criteria can avail the gold loan facility.
  • Interest Rates:12% to 24% p.a. depend on financing bank/ NBFC.
  • Documents Required:
    • Two passport size photograph
    • ID Proof such as Driving License / PAN Card / Form 60/61 / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card. Any one document needs to be submitted
    • Address Proof such as Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / registered lease agreement with not older than 3 months utility bills in the name of landlord (any one)
    • Proof of land holding in case of agriculture loan of more than Rs. 1 lakh
  • Repayment options: Monthly Repayment (EMI)/ flexible repayment, Partial Pre-Payment.
  • Tenure: Min 6 months
  • Fees & Charges: Processing Fees/ Late Payment Fees/ Pre-Payment fees/ Administrative Fees

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